As the days grow shorter and the weather begins to cool, fall brings more than just colorful
leaves and crisp air—it also signals increased wildlife activity, particularly for deer. For drivers,
this means it’s time to be extra alert on the road, especially in rural areas or near wooded
landscapes.
According to the Insurance Institute for Highway Safety, animal collisions spike in the fall,
with November being the peak month for deer-related accidents. Shorter daylight hours and
the fall mating season make deer more active and more likely to cross roads unexpectedly,
especially at dawn and dusk.
So, what can you do to stay safe?
✅ Smart Driving Tips During Deer Season:
Slow down in areas marked as deer crossing zones. These signs are placed in high-traffic
wildlife areas based on local data.
Use your high beams when driving at night, if no other vehicles are around. High beams
can help you spot animals’ glowing eyes from a distance.
Never swerve to avoid hitting a deer. While it’s instinctive to dodge, swerving can cause
you to veer into oncoming traffic or lose control of your vehicle. It’s safer to brake firmly,
stay in your lane, and let your vehicle come to a controlled stop.
Stay calm and stay put if a collision happens. Move to a safe location, turn on your
hazard lights, and call local authorities. Avoid approaching an injured deer, as frightened
animals can be unpredictable and dangerous.
💡 Insurance Tip:
Deer-related accidents are typically covered under comprehensive auto insurance—not
collision. Comprehensive coverage helps pay for damage to your car from events beyond
your control, including accidents with animals. If you’re unsure whether your current policy
includes this, now is a great time to review your coverage.
Even the safest drivers can’t always avoid wildlife, but having the right insurance in place can
make all the difference. Comprehensive coverage offers peace of mind, knowing that you’re
protected when the unexpected happens.
Not sure if you’re covered? Let our team take a look at your policy. We’re here to help you
navigate your options and make sure you’re driving into the season with confidence. Your
safety—and your peace of mind—matter to us.