How to Avoid Holiday Liability Claims at Your Home

Blog How To Avoid Holiday Liability Claims at Your Home

‘Tis the season to be jolly – but it’s also a time when you should be cautious around your home. The holidays are prime time for entertaining. While we tend to only think about the merriment that comes along with a festive party, you also have to think about your guests’ safety. After all, no one wants to spend time around the holidays dealing with a liability claim. As your home insurance provider, Gill Insurance and Gill-Holler Insurance want to help you avoid liability claims this season:

Watch for icy or slick spots

Slip-and-fall accidents are quite common this time of year. Keep your sidewalks, steps, and other outdoor areas cleaned up. Remove leaves (which can become as slick as ice when they get wet) along with any patches of ice or snow that may form. Encourage your guests to wear sensible shoes. Even better, reschedule your party if there’s bad weather.

Improve your outdoor lighting

Dark areas make it easier for anyone to trip and fall. If a visitor to your home does this, you could be facing a liability claim. Add extra outdoor lighting to illuminate the entries and exits to your home. If bulbs have burned out, replace them now.

Tackle the “honey-do” list

Creaking steps and wobbling banisters aren’t just annoying or unsightly. They can create dangers for anyone who comes to your home. Don’t put off these items any longer. If your holiday schedule doesn’t have any free time, consider hiring a handyman to do the work.

Liability claims aren’t just a financial matter. The last thing you want is for someone to get hurt on your property, especially around the holidays. Make sure you have a home insurance policy that protects you and your family. Contact the Gill Agencies for a home insurance quote today.