The Benefits of Using an Independent Insurance Agent

Independent agents are insurance agents who are not employed by any specific insurance agency. Independent agents are able to sell insurance policies from multiple companies, and therefore work for the benefit of policyholders versus specific insurance providers. (In contrast, a “captive agent” works for the benefit of the particular insurance carrier they are employed by.)

Independent agents act as a middleman to connect insurance buyers and sellers. They are able to provide their clients with a wider array of options when it comes to insurance products. They take into account the different coverage needs of their client and select a policy that provides the necessary coverage at a reasonable price.

One of the major benefits of working with independent agents includes getting many quotes from multiple insurance carriers. If someone is shopping for insurance, independent agents are a great place to start because they can check the rates of multiple carriers at one time. The more carriers researched equals a greater chance of finding the best rate for an individual or family. The time-saving factor is significant because a prospective policyholder only has to provide their information one time; the independent agent does the rest of the work for them.

As your neighbors, the independent agents at Gill Insurance of the Lowcountry have thorough knowledge of the greater Charleston area. We are community oriented and are honored to have received local awards and recognition. Gill Insurance was voted the 2023 “Best Insurance Provider” by the readers of Charleston Living Magazine, and William Gill was the 2023 recipient of the “Best Insurance Agent” recognition by the readers of Mount Pleasant Magazine.

Gill Insurance of the Lowcountry takes the time to listen to you and understand your individual needs. We know it’s not just about finding a price you can afford; it’s also about making certain you are properly covered, so you can have peace of mind that you will be taken care of if something unfortunate happens.

Give us a call today to get started! (843) 388-5021.